Pay bills, buy airtime & data, trade crypto, sell gift cards, find verified properties and earn from referrals — all in one powerful app.
Good Morning 👋
Dr. Light
Built for Nigerians who deserve better — faster payments, lower fees, real trust.
Buy airtime and data for MTN, Glo, Airtel, 9mobile in under 5 seconds. Cheapest rates guaranteed.
Pay electricity (all DISCOs), cable TV (DStv, GOtv), and internet bills in one tap. 20+ billers supported.
Buy and sell BTC, ETH, USDT via secure peer-to-peer marketplace with full escrow protection.
Sell US, UK, Canadian gift cards for instant Naira. Best rates, fastest payout direct to wallet.
Get a USD virtual card for international payments. Fund, freeze, and manage from the app instantly.
Earn ₦500 per direct referral + percentage bonuses from their transactions across 3 levels deep.
Connect directly with verified landlords. Book inspections, pay rent via escrow, and skip the scams killing Nigerians every day.
No paperwork, no branch visit. Just your phone and 3 minutes.
Sign up with your phone number and email. Verified in 60 seconds.
Transfer to your dedicated bank account or pay with any debit card.
Airtime, bills, crypto, gift cards, or find your next property — all here.
Refer friends, collect bonuses, and build passive income via our MLM system.
All Networks
Cheapest Plans
All DISCOs
DStv, GOtv, StarTimes
BTC, ETH, USDT
Best Rates
USD Card
Free Bank Account
Find Property
Buy & Sell
NIN Lookup · ₦100
Business Registration
"I sold my iTunes gift card and got paid in 10 minutes. No stress, no wahala. Payvora is the real deal for all Nigerians."
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"The referral system is incredible. I've earned over ₦45,000 just from getting 3 friends to sign up. This thing really works!"
Join 50,000+ Nigerians already saving money, earning bonuses, and living smarter.